The three-month ROBOR index, which is used to calculate the cost of consumer loans in lei with variable interest rates, fell on Wednesday to 6.37% per year from 6.39% per year in the previous session, according to data published by the National Bank of Romania (BNR).

At the beginning of this year, the index stood at 5.92% per year.

The six-month index, used in calculating interest rates for mortgage loans in lei with variable interest, dropped to 6.53% per year from 6.54%, while the 12-month ROBOR decreased to 6.74% from 6.75%.

As for the reference index for consumer loans (IRCC), regulated by Government Emergency Ordinance 19/2019, it currently stands at 6.06% per year, calculated as the arithmetic average of daily interbank transaction rates from the second quarter of 2025, the highest level recorded so far. AGERPRES