The three-month ROBOR index, which is used to calculate the cost of consumer loans in Romanian lei with variable interest rates, fell on Friday to 6.99% per annum, down from 7.04% per annum in the previous session, according to data published by the National Bank of Romania (BNR).

At the beginning of this year, the index stood at 5.92% per annum, but began to rise from 6 May, two days after the first round of the presidential election, when it increased to 6.08% per annum.

The six-month ROBOR index, used to calculate interest on variable-rate mortgage loans in lei, decreased to 7.09% per annum from 7.13% on Thursday. Meanwhile, the 12-month ROBOR dropped to 7.19%, down from 7.25%.

As for the reference index for consumer loans (IRCC), regulated by Emergency Ordinance No. 19/2019, it currently stands at 5.55% per annum. This rate is calculated as the arithmetic average of daily interbank interest rates from the first quarter of 2025, a level similar to that of the previous quarter.

AGERPRES